OFFICIAL SWEEPSTAKES RULES

NO PURCHASE NECESSARY. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. YOU HAVE NOT YET WON. 

  1. SWEEPSTAKES PERIOD: The CareCredit Office Manager Appreciation Month #AwesomeOM Promotion (“Sweepstakes”) begins 10:00:00 AM Eastern Time (“ET”) on September 1, 2019 and ends 8:00 PM ET on September 30, 2019 (“Sweepstakes Period”).
  1. ELIGIBILITY: The Sweepstakes is open to legal residents of the U.S., including its territories and Puerto Rico, who are 18 years of age or older as of date of Entry (as defined below), who are Office managers (or a comparable position) employed by a CareCredit-enrolled dental provider as of August 31, 2019 (“Eligible Employees”), except employees and their families of Synchrony Bank (“Sponsor”), CareCredit, LLC, and each of their affiliates, subsidiaries, advertising and promotion agencies and Don Jagoda Associates, Inc. (“Administrator”). This Sweepstakes is void wherever prohibited, and subject to all federal, state and local laws.
  1. HOW TO ENTER THE SWEEPSTAKES: Eligible Employees who choose to enter the Sweepstakes (“Entrant”) must have an Instagram account with their account settings set to public. An Instagram account is required to enter and can be opened for free by downloading the Instagram application from the Apple store or Google Play.

During the Sweepstakes Period, Entrants can enter the Sweepstakes on their web-enabled mobile device by posting an original photo of the CareCredit logo from a piece of CareCredit collateral from within their office, submitting a caption with their “best practices” Awesome OM tip and including the hashtags #AwesomeOM and #Sweepstakes (collectively, “Entry”). All Entries must be received by 8:00 p.m. ET on September 30, 2019 in order to be eligible for the random drawing. Entry must comply with Instagram’s Terms of Use (http://instagram.com/about/legal/terms/). Limit one (1) Entry per person/Instagram account for the entire Sweepstakes Period. Multiple Entries in excess of the limitation or mass Entry attempts may result in disqualification of all Entries by such person. Entries must be manually submitted by the entrant; use of automated Entry devices or programs, or Entries by third parties, are prohibited. Duplicate or incomplete Entries will be disqualified. By earning an Entry into the Sweepstakes, Entrants represent and warrant that they have fully complied and are in agreement with these Official Rules. Normal phone/internet access and data/usage charges imposed by Entrants’ phone/online service may apply and are Entrants’ sole responsibility. 

Sweepstakes Entry Requirements: In the event the Sponsor, in its sole discretion, determines that any Entry contains content that does not comply with these Official Rules or does not otherwise comply with regulatory guidelines or eligibility requirements, the Sponsor reserves the right to disqualify and remove the Entry or, if Sponsor determines, edit the content of the Entry. All Entries must comply with these Official Rules in order to be eligible. Photo must be original to Entrant and owned by Entrant.  Entry must not have been submitted previously in a promotion of any kind or previously exhibited or displayed publicly (i.e., disclosed beyond Entrant’s immediate circle of friends and family) through any means. The Entry must not contain content that is known by Entrant to be false, inaccurate or misleading. Any Entry deemed inappropriate or unsuitable, in Sponsor's sole discretion, will be disqualified. Entry must not contain material that is inappropriate, indecent, profane, obscene, hateful, tortuous, defamatory, slanderous or libelous (including words or symbols that are widely considered offensive to individuals of a certain race, ethnicity, religion, sexual orientation, or socioeconomic group). Entry must not contain material that promotes bigotry, racism, hatred or harm against any group or individual or promotes discrimination based on race, sex, religion, nationality, disability, sexual orientation or age. Any Entry or portion thereof that is, in Sponsor’s sole discretion, obscene, profane, lewd, defamatory, contains any third-party materials (other than Sponsor-owned and included in collateral), or otherwise violates or infringes (or may infringe) any copyright, trademark, logo, mark that identifies a brand or other proprietary right of any person living or deceased (including but not limited to rights of privacy or publicity or portrayal in a false light) or entity or make reference to any commercial/corporate advertising (including but not limited to, corporate logos, brand names, slogans, political, or religious statements), or is otherwise objectionable, may disqualify the Entry, in Sponsor’s sole discretion. Sponsor reserves the right to blur or black out any infringing material in their sole discretion. Photo may not be owned, taken or edited by a professional photographer. Entry must not contain viruses, worms, bots, spyware or any other computer code that is intended to damage, interfere with, or surreptitiously intercept or expropriate any system, data or information. Entrants and all submitted Entries must be in keeping with Sponsor's image/brand image as determined by Sponsor, in its sole discretion, or Entry will be disqualified from the Sweepstakes.

  1. TRANSFER OF RIGHTS: By entering the Sweepstakes, Entrants grant to Sponsor the perpetual, worldwide right to use, publish and display their name and Instagram handle, Entry, biographical material, voice, image, likeness and appearance (the “Materials") in all media and in all forms, now known or later developed, including, but not limited to, print, video, audio, television or the internet, for use in advertising and promotion of Sponsor and any of its products or services, without further compensation or any limitation whatsoever. Entrants agree that all Materials are owned by Sponsor and that Sponsor may copyright the same. Entrants hereby release any rights they may have with respect to the Materials, and agree that the Materials need not be submitted for any further approval. Entrants expressly release and agree to indemnify Sponsor from and against any and all claims, known and unknown, arising out of or in any way connected with the above granted uses and representations and also acknowledge that this General Release shall be governed by the laws of the state of Utah.

Additional Representations and Warranties/Indemnification: Each Entrant represents and warrants as follows: (i) Entrant's Entry is non-professional and the sole, original work of the Entrant, which has not been copied or otherwise plagiarized, in whole or in part, from any other source and, as of the date of Entry submission, is not the subject of any actual or threatened litigation or claim; (ii) Entrant's Entry has not been published previously or submitted in any other competition; (iii) Entrant owns all rights in and to the Entry; (iv) Entrant's Entry does not and should not violate or infringe upon (nor is it at risk of infringing) any third party rights, including without limitation copyright, trademark rights, privacy rights (including portrayal in a false light), publicity rights, or other intellectual property rights; and (v) Entrant's Entry does not and will not violate any applicable laws, and is not and will not be considered defamatory or libelous. Each Entrant hereby agrees to indemnify and hold the Sponsor, Administrator and their agencies harmless from and against any and all third party claims, actions or proceedings of any kind and from any and all damages, liabilities, costs and expenses relating to or arising out of any breach or alleged breach of any of the warranties, representations or agreements of Entrant under these Official Rules 

  1. PRIZES, ACTUAL RETAIL VALUE (“ARV”) AND APPROXIMATE ODDS OF WINNING:

Grand Prizes (Three [3] winners): A 3-day/2-night trip for Grand Prize winner (only) to attend the American Association of Dental Office Management (AADOM) conference (“conference”) in Boca Raton, Florida from September 10-12, 2020. Trip includes conference registration fee, round-trip economy class air transportation from the major airport nearest winner’s home to Boca Raton, FL, round-trip ground transportation to/from the airport, hotel accommodations for two (2) nights based on single occupancy at the Boca Raton Resort & Club, Boca Raton, F and either a) a one-year full AADOM VIP membership (new members), or b) a one-year Renewal Membership (for current members). The ARV of each Grand Prize is $2,749. 

The total ARV of all prizes is $8,247. Limit one (1) prize per person/household. Prizes are non-transferable and no substitutions are permitted, except by Sponsor, who reserves the right, in its sole discretion, to substitute a prize (or portion of prize) of equal or greater value, if prize, or portion of prize, becomes unavailable. No cash redemption of prizes, except at Sponsor’s sole discretion.  All federal, state and local taxes are the sole responsibility of each winner. Each winner is responsible for any and all incremental income taxes resulting from the total value of the applicable prize. Grand Prize trips must be taken on Sponsor-specified dates, in September 2020, or prize will be forfeited. Certain restrictions may apply. Airline tickets are for travel from major airport in the 50 United States, including its territories, D.C., and Puerto Rico nearest winner’s home to Boca Raton, FL. Actual retail value of each Grand Prize is dependent upon airport of departure. Airline carrier's regulations and conditions apply. Grand Prize trips may not be combined with any other offer and travel may not qualify for frequent flyer miles. In the event any Grand Prize winner lives within 150 miles of the destination, the Grand Prize winner will receive a $250 travel stipend in lieu of air transportation and in Sponsor’s sole discretion. All other expenses and costs, not expressly listed above, including, but not limited to, airline baggage fees, taxes, tips, entertainment, transfers, and transportation to airport to and from the winners’ home residence are the winners’ sole responsibility. Grand Prize winners will be required to provide a valid major credit card or some other acceptable form of payment, as determined in the hotel’s sole discretion upon hotel check-in and all in-room charges, telephone calls, meals, beverages, hotel upgrades, amenities, personal incidentals and any other expenses charged to the winner’s hotel room will be charged to that major valid credit card. Sponsor is not responsible for any fees or additional charges resulting from a winner’s changes to itinerary or accommodations. Accommodations are subject to availability. No refunds or credit for changes are allowed. The Grand Prize winners must possess valid travel documents (i.e., valid government issued photo ID) in order to travel.  A 1099 tax statement will be filed with the IRS for the actual total value of the prize for each Grand Prize winner. The Grand Prize winners will receive a 1099 form in the mail, to be processed in the year in which he or she receives the prize. Sponsor reserves the right to conduct a background check on the Grand Prize winners and reserves the right in its sole discretion to disqualify the Entrant based on the results of such background check, if Sponsor determines in its sole discretion that awarding a prize to such Entrant might reflect negatively on Sponsor. Factors that would result in disqualification as an Entrant include, without limitation, any Entrant having been convicted of a felony or misdemeanor, being delinquent on a government ordered payment, such as child support, spousal support, alimony, tax payments, etc. In the event any Grand Prize winner engages in behavior that (as determined by Sponsor in Sponsor’s sole discretion) is inappropriate or threatening, illegal or that is intended to annoy, abuse, threaten or harass any other person, Sponsor reserves the right to terminate the trip in whole or in part, and send the Grand Prize winner home with no further compensation to the Grand Prize winner. A representative of the Sponsor will verify the identity of all Grand Prize winners on site at the conference and only the Grand Prize winners will be allowed entry to the conference.  Winners must possess valid photo ID at time of conference. In the event that the conference is cancelled for any reason, or if any Grand Prize winner is refused entrance to the conference, that portion of prize will be forfeited and no additional compensation will be provided. Sponsor is not responsible for any delay or cancellation of the conference due to unforeseen circumstances, or those outside of Sponsor’s control. Sponsor may take videos and/or photos at the conference ("Footage") and by accepting prize, Grand Prize winner agrees that Sponsor may edit and use that Footage or portions of the Footage in any way they see fit.  

  1. SWEEPSTAKES RANDOM DRAWING: Three (3) potential Grand Prize winners will be selected in a random drawing from among all eligible Entries received during the Sweepstakes Period on or about October 7, 2019. Drawing will be conducted by Administrator, an independent judging organization whose decisions are final on all matters relating to this Sweepstakes. Approximate odds of winning a Grand Prize are dependent upon the number of eligible Entries received during the Sweepstakes Period.

  2. GENERAL RULES: The potential Sweepstakes Grand Prize winners will be contacted via direct message (“DM”) on their Instagram account, where they will have 48 hours to email the Administrator confirming their interest in the Grand Prize and including their name, dental provider’s name, email address, phone number, and Instagram handle. The potential Grand Prize winners will then be contacted by phone/email and will be required to sign and return via email/online link, a Declaration of Compliance and Liability Waiver/Publicity Release (where legal) (“Declaration”) within seven (7) days of notification attempt or prize will be forfeited and an alternate will be selected. Declaration will be sent via email and potential Grand Prize winner will need to return the Declaration within seven (7) days of notification. Return of any prize notification as undeliverable will result in disqualification and alternate selection. Acceptance of prize constitutes permission to use winners’ names, photographs, Footage and likenesses for publicity purposes without further compensation except where prohibited by law.  The Grand Prize winners will be issued an Internal Revenue Service Form 1099 with respect to their individual Grand Prize amount; all taxes with respect to such Grand Prize are the sole responsibility of the Grand Prize winners.  Entrants agree to be bound by these Official Rules and the decisions of the judges. BY ACCEPTING A PRIZE, WINNERS AGREE THAT THE SPONSOR, ITS SUBSIDIARIES, AFFILIATES, ADVERTISING AND PROMOTION AGENCIES, AND ALL OF THE SPONSOR’S OFFICERS, DIRECTORS, EMPLOYEES, REPRESENTATIVES AND AGENTS, WILL HAVE NO LIABILITY WHATSOEVER FOR, AND WILL BE HELD HARMLESS BY WINNER FOR ANY LIABILITY FOR ANY INJURY, LOSS OR DAMAGES OF ANY KIND TO PERSONS, INCLUDING DEATH, AND PROPERTY, DUE IN WHOLE OR IN PART, DIRECTLY OR INDIRECTLY, FROM THE ACCEPTANCE, POSSESSION, USE OR MISUSE OF A PRIZE OR PARTICIPATION IN THIS SWEEPSTAKES OR PARTICIPATION IN ANY SWEEPSTAKES OR PRIZE RELATED ACTIVITY. All Entries become the sole property of Sponsor and none will be returned. If for any reason the Sweepstakes is not capable of running as planned, including due to infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failure, human error or any other causes beyond the control of Sponsor that corrupt or affect the administration, security, fairness, integrity, or proper conduct of the Sweepstakes, Sponsor reserves the right to cancel, terminate, modify or suspend the Sweepstakes and award the prizes in a random drawing from among all eligible Entries received during the Sweepstakes Period prior to cancellation. Sponsor is not responsible for typographical or other error in printing of the offer or administration of the Sweepstakes or announcement of the prizes. If there are any discrepancies between printed materials and the Official Rules, the Official Rules will govern and control. Sponsor assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, Entries. Sponsor and Administrator are not responsible for technical, hardware or software malfunctions, telephone failures of any kind, lost or unavailable network connections, or failed, incorrect, inaccurate, incomplete, garbled or delayed electronic communications, whether caused by the sender, by any of the equipment or programming associated with or utilized in the Sweepstakes which may limit the ability to participate, or by any human error which may occur in the processing of the Entries and administration of the Sweepstakes. Sponsor reserves the right at its sole discretion to disqualify any individual that tampers or attempts to tamper with the Entry process or the operation of the Sweepstakes; violates these Official Rules; acts in an unsportsmanlike or disruptive manner: or acts with intent to annoy, abuse, threaten or harass any other person. The use of script, macro or automated devices (or any other devices intended to automate or subvert any aspect of participation) to enter is prohibited. If Administrator, in its sole discretion, determines that an entrant has used an automated or similar device to enter or is otherwise in violation of these Official Rules, all Entries from that Entrant and e-mail address will be void. CAUTION: ANY ATTEMPT BY AN ENTRANT TO DELIBERATELY UNDERMINE THE LEGITIMATE OPERATION OF THE SWEEPSTAKES MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW.
  1. JURISDICTION: EACH ENTRANT AGREES THAT: (1) ANY AND ALL DISPUTES, CLAIMS AND CAUSES OF ACTION ARISING OUT OF OR CONNECTED WITH THIS SWEEPSTAKES OR ANY PRIZES AWARDED SHALL BE RESOLVED INDIVIDUALLY, WITHOUT RESORT TO ANY FORM OF CLASS ACTION, AND EXCLUSIVELY BY THE APPROPRIATE STATE OR FEDERAL COURT LOCATED IN UTAH;(2) ANY AND ALL CLAIMS, JUDGMENTS AND AWARDS SHALL BE LIMITED TO ACTUAL OUT-OF-POCKET COSTS INCURRED, INCLUDING COSTS ASSOCIATED WITH ENTERING THIS SWEEPSTAKES BUT IN NO EVENT ATTORNEYS' FEES; AND (3) UNDER NO CIRCUMSTANCES WILL ENTRANT BE PERMITTED TO OBTAIN AWARDS FOR, AND ENTRANT HEREBY WAIVES ALL RIGHTS TO CLAIM, PUNITIVE, INCIDENTAL AND CONSEQUENTIAL DAMAGES AND ANY OTHER DAMAGES, OTHER THAN FOR ACTUAL OUT-OF-POCKET EXPENSES, AND ANY AND ALL RIGHTS TO HAVE DAMAGES MULTIPLIED OR OTHERWISE INCREASED. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATIONS OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE MAY NOT APPLY TO YOU. EACH ENTRANT HEREBY WAIVES HIS/HER RIGHT TO CONTEST JURISDICTION FOR ANY SUCH DISPUTE OR CLAIM. All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of the Entrant and Sponsor in connection with the Sweepstakes, shall be governed by, and construed in accordance with, the laws of the State of Utah, without giving effect to any choice of law or conflict of law rules (whether of the State of Utah or any other jurisdiction), which would cause the application of the laws of any jurisdiction other than the State of Utah.
  1. WINNERS LIST: For the names of the winners, send a stamped, self-addressed envelope by October 31, 2019, to: CareCredit Office Manager Appreciation Month #AwesomeOM Promotion Winners, 100 Marcus Drive (Dept. MG), Melville, NY 11747.
  1. SPONSOR/ADMINISTRATOR: The Sweepstakes is sponsored by Synchrony Bank, 777 Long Ridge Road, Stamford, CT. The Administrator of the Sweepstakes is Don Jagoda Associates, Inc., 100 Marcus Dr., Melville, NY 11747.

Instagram is not affiliated with the Sweepstakes in any way and is not responsible for the administration of the Sweepstakes or the awarding of the prizes. No endorsement or approval of Sweepstakes by Instagram are expressed or implied.